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Interest-Free Lending for your Small Business Jan 17, 2022

The Small Business Cashflow Scheme is still going and your business could be eligible for an interest-free or low-interest loan, backed up by the Government. This could be a good way to get your...

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The Pros and Cons of Helping your Child to Buy a House Jan 13, 2022

Can you afford to become the Bank of Mum and Dad and help your child buy a house? There are plenty of ways to assist, from a gift to a loan to rent-free cohabitation – which one could be...

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5 Apps to Help you Run your Small Business Jan 11, 2022

It’s tough to keep on top of everything when you’re running a small business – but now there are some brilliant apps to help. Here are five of our favourites.

Being a small...

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Cashflow Tips for the Holiday Period Dec 02, 2021

Depending on your industry, the holiday period can be a slow time of year for business. Despite a dip in cashflow you still need to meet your expenses.

Ensure your bases are covered before you...

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Getting Holiday Pay Right Dec 01, 2021

Do you have staff taking leave over Christmas? Are systems in place to make sure everyone gets what they’re entitled to?

Even if someone else handles your payroll, you are responsible for...

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The Value of Cashflow Forecasting during a Crisis Nov 23, 2021

Projecting your cashflow pipeline forwards during a crisis is vital.

To be able to navigate the future path of your cashflow, you need to start forecasting – so you can map out your financial...

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New Builds get a 20 Year Advantage Nov 23, 2021

Buying a home, rental or holiday house?

It might be time to think about a new build.

The Government recently announced that any new build which received its code compliance certificate after March...

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New COVID-19 Framework and Business Support Nov 20, 2021

The Government’s announcement on the next stage in the COVID-19 response plan introduces a new framework of measures that will commence when 90% of eligible New Zealanders are fully...

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Interest Rate Rises are on the way Nov 18, 2021

There’s a strong feeling among economic commentators that interest rates will rise soon.

The Reserve Bank has signalled that it will raise the official cash rate (OCR), which comes in...

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Banks introduce New Mortgage Lending Restrictions Nov 15, 2021

In June this year, the Reserve Bank received approval for a new tool to rein in house prices and control debt levels: debt-to-income (DTI) ratios.

Now, some of the banks have decided to move first....

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Contractor vs Employee Nov 12, 2021

Getting it wrong could be costly!

Is that team member an employee or a contractor? It’s important to know the difference, because getting it wrong could be an expensive mistake.

The...

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Getting a Tax Break on your Insurance Nov 08, 2021

One of the advantages of owning a business is the many tax deductions that aren’t available to employees.

Most of these deductibles are well known, like vehicle and home office costs and...

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