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With the cost of living soaring, interest rates rising and house prices falling, New Zealand's Budget 2022 aimed to deliver a little something to help the average household.
So what’s in it for you?
Support for rising household prices
You get to enjoy at least some of the benefits of the...
With low unemployment and increased competition for people, businesses are changing their offering to attract and retain the best employees. It’s not just about money; the pandemic has caused people to re-evaluate their priorities, how they want to work, and who they want to work for.
So,...
As your accountant, we won't just look after the financial side of your business, we can also advise you on the strategic side of your company, including the importance of business development as vital part of your growth plan.
Business Development (BD) is what helps your company move from slow,...
In 2021, new lending restrictions came into effect under the CCCFA - and immediately there were stories of people being declined loans for what seemed like trivial reasons.
In March, the Commerce Minister announced changes designed to free up the process of loan applications at the banks. This...
It’s a common misconception that price alone is the most important factor when it comes to customers making a decision to buy. It’s simply not true - particularly in the service industry.
Read on to learn the five things that influence the customer’s buying decision.
...
In 2021, Inland Revenue increased the top tax rate to 39%. That rate is higher than both the 28% tax rate for companies and the 33% tax rate for trusts.
The new tax rate concerns Inland Revenue, because it doesn’t want people to use companies and trusts to avoid paying tax at the highest...
We see many business owners, who work tirelessly in their businesses and are excellent at what they do, neglect their strategy and execution plans. It’s the old adage: I’m too busy working in my business to work on it.
Whilst we are here to support you when unexpected hiccups occur,...
You've had your initial business idea and written a plan. But do you know WHY you're creating this business, or HOW you’ll deliver your end product/service? What will the company's underlying purpose be and how will your core values drive the business?
To get these crucial elements ironed...
When you’re a small business owner, sole trader or freelancer, asking for payment on overdue invoices can be a delicate matter. Without an accounts person or department, sometimes you’re trying to secure new work and chase invoices from the same person. That can be an awkward...
At the Red all businesses can have staff onsite, provided those staff and the business meet the operating guidelines for their sector at Red. But if a staff member tests positive for covid-19, shows symptoms, or is a close contact then the rules state they must isolate.
For a run down on the...
Changes have been made to the Small Business Cashflow Loans Scheme to increase the amount of funding available to eligible businesses through the introduction of a ‘top up’ loan.
The top up loan will allow those firms that have already accessed a loan to draw down an additional...
Landlords and suppliers can sometimes ask you for a personal guarantee on a contract.
Unfortunately, that could mean that if something goes wrong, you have put your house at risk. Here are a few ways to protect your home and your other personal assets from potential business problems.
