In a lot of small businesses, one person quietly holds the admin together. They pay the bills, run payroll, send the invoices, and know which supplier needs chasing and which customer always pays late...

For most of the past two years, the story was that interest rates were on their way down. Plenty of businesses built their budgets around that. The story has now changed.

At the same time, the lat...

The old advice for spotting a scam was to look for spelling mistakes, clunky English, and an email that didn't sound quite right. AI has made most of that advice out of date.

Scammers now use AI tool...

The Holidays Act Has Been Replaced: What the Employment Leave Act 2026 Means for Your Business

If you employ staff, the rules for annual leave, sick leave, bereavement leave and family violence leave...

Here's a question worth asking around your next team meeting: who here is using AI at work?

In most New Zealand businesses, the honest answer is "more people than the owner realises." Someone's pasti...

If your business provides vehicles to staff or shareholder-employees, the way you calculate Fringe Benefit Tax is about to change for the first time in more than 40 years.

Budget 2026 confirmed that ...

There's a reason cricket fans talk about reading the pitch before the match begins. A good batter doesn't wait until the ball is already past them to react — they read the conditions, prepare early, a...

If you hold, trade, or have ever sold cryptocurrency, there's something important you should know: IRD is watching — and their visibility into crypto transactions has never been clearer. Many Kiwi inv...

A practical guide for business owners

Most business owners I speak with understand that their company is a separate legal entity — but what that means for actually getting paid can feel surprising...

I'm writing this on a Saturday from the Gold Coast, slightly sunburned, school holidays in full swing.

While I was calculating the optimal queue strategy for a rollercoaster this week, my phone was p...

Eight years ago, I bought an electric vehicle. The week I drove it off the lot, petrol had just cracked $2.00 a litre in New Zealand — and most people I knew thought I was a little cuckoo.

I didn't c...

If your business involves a vehicle, fleet, or any kind of freight and logistics, the current fuel crisis is hitting your bottom line hard — and the risks go beyond price alone.

Where Things Stand

T...